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If they wanted to cut down on credit card fraud credit card and bank cards would not have the security code for the card curly printed on the card it never used to be that way banks are supposed to be responsible to have your signature as well as the credit card companies responsible to have your signature in their possession for your transactions before you are billed a bank or credit card company you should have to show you those signatures for anything that you have been billed for in many cases today they do not have those signatures because those signatures don’t exist because the merchants didn’t uphold their responsibilities to get that when you approve the amount machine without putting in your PIN you have all your proof that the amount is correct you have not signed the check if you look at any check you take it to the bank if it is not indoors the bank doesn’t cash it but yet they take money out of your bank account when they don’t have this in their possession why are they doing it’s absurd go to McDonalds use your credit card or your bank card or a Walmart in many cases it is HyVee if its under $20 they don’t have to say anything well the bank is responsible for every penny of your money so go into the bank go to your credit card company make them produce all of your signatures or take that money out of your bill